No Bank Jargon, No Hidden Costs, Ever.

LAKOOS offers a 100% free standard plan with no hidden fees and no penalty charges. We’ve built Lakoos to be a product we’d be proud to offer to our friends and family anywhere

Our Membership Plans

Find the right plan for you. You can choose our FREE plan or upgrade to Classic plan and enjoy our discounted fees. Become our Platinum member and enjoy FREE transactions all year round.

Monthly Annually 30% OFF
Features
Standard
FREE
/ month
Classic
£9.99
/ month
Premium
£15.99
/ month
Get Started Get Started
ACCOUNT & MANAGEMENT
Lakoos Membership Annual Subscription Free £153.50
Lakoos Membership monthly subscription Free £15.99
Mobile Money and Forex Account 5 Unlimited
EUR Account minimum opening Balance €10.00 €10.00
XAF IBAN Account annual Admin Fee £24 Free
IBAN and Local Bank Account 1 Unlimited
Minimum Subscription Period No minimum 12 months
OneCard Africa annual admin Fee £9.99 Free
GBP Account minimum opening Balance £10.00 £10.00
PAYMENT & TRANSFER
Local Bank Transfer In/Out (Lakoos to Lakoos) £0.60 Free
Local Bank Transfer - Outgoing (Lakoos to other Banks) £1.00 Free
Payment to EUR IBAN - Outgoing £5.00 £1.00
Payment from EUR IBAN - Incoming £1.50 Free
International Swift Payment - Outgoing £30.00 £20.00
International Swift Payment - Incoming £15.00 £5.00
UK Domestic Money Transfer - UK Cash pickup £4.00 £1.50
UK Domestic Money Transfer - UK Cash pickup Limit £150 per trans, £1000 per month £100 per trans, £10000 per month
International Money Transfer - Africa - Cash Pickup See within app Free
International Money Transfer - Africa - Bank Account See within app £1.00
DEPOSIT & WITHDRAWAL
Cash Deposit at Agent Location 3% 5 FREE /month then 3%
Cash Deposit at Agent Limit £300 per day, £600 per month £1000 per day, £10000 per month
Deposit by UK Debit Card 3% + £1.00 3% + £1.00
Deposit by Bank transfer £2.00 FREE
ATM Withdrawal 1 Free/month, then £2.00 per withdrawal FREE
Cardless Withdrawal abroad at ATM or Agent location
CARDS AND EVOUCHERS
GBP Debit virtual Card £1.00 FREE
OneCard Africa - virtual £10.00 FREE
Contactless GBP Debit Plastic Card £10.00 First Card FREE, Other Cards £7.00
Replacement Card £10.00 £7.00
GooglePay and ApplePay
Lakoos Junior Card £10.00 setup + £2 per month £10.00 setup + £2 per month
VALUE ADDED SERVICES
Spending Analytics and Reporting
Smart personal budget categorization
Savings Pot manager
Split and settle up group expenses
Personalised spending category
Get Started Get Started
Features
Standard
FREE
/ annual
Classic
£95.90
/ annual
Premium
£153.50
/ annual
Get Started Get Started
ACCOUNT & MANAGEMENT
Lakoos Membership Annual Subscription Free £153.50
Lakoos Membership monthly subscription Free £15.99
Mobile Money and Forex Account 5 Unlimited
EUR Account minimum opening Balance €10.00 €10.00
XAF IBAN Account annual Admin Fee £24 Free
IBAN and Local Bank Account 1 Unlimited
Minimum Subscription Period No minimum 12 months
OneCard Africa annual admin Fee £9.99 Free
GBP Account minimum opening Balance £10.00 £10.00
PAYMENT & TRANSFER
Local Bank Transfer In/Out (Lakoos to Lakoos) £0.60 Free
Local Bank Transfer - Outgoing (Lakoos to other Banks) £1.00 Free
Payment to EUR IBAN - Outgoing £5.00 £1.00
Payment from EUR IBAN - Incoming £1.50 Free
International Swift Payment - Outgoing £30.00 £20.00
International Swift Payment - Incoming £15.00 £5.00
UK Domestic Money Transfer - UK Cash pickup £4.00 £1.50
UK Domestic Money Transfer - UK Cash pickup Limit £150 per trans, £1000 per month £100 per trans, £10000 per month
International Money Transfer - Africa - Cash Pickup See within app Free
International Money Transfer - Africa - Bank Account See within app £1.00
DEPOSIT & WITHDRAWAL
Cash Deposit at Agent Location 3% 5 FREE /month then 3%
Cash Deposit at Agent Limit £300 per day, £600 per month £1000 per day, £10000 per month
Deposit by UK Debit Card 3% + £1.00 3% + £1.00
Deposit by Bank transfer £2.00 FREE
ATM Withdrawal 1 Free/month, then £2.00 per withdrawal FREE
Cardless Withdrawal abroad at ATM or Agent location
CARDS AND EVOUCHERS
GBP Debit virtual Card £1.00 FREE
OneCard Africa - virtual £10.00 FREE
Contactless GBP Debit Plastic Card £10.00 First Card FREE, Other Cards £7.00
Replacement Card £10.00 £7.00
GooglePay and ApplePay
Lakoos Junior Card £10.00 setup + £2 per month £10.00 setup + £2 per month
VALUE ADDED SERVICES
Spending Analytics and Reporting
Smart personal budget categorization
Savings Pot manager
Split and settle up group expenses
Personalised spending category
Get Started Get Started